Online Calculators

Budget Calculators

Budgeting 101
Find out exactly where your money is going. Compare your expenses to the national average.

Holiday Spending Worksheet
To plan your savings for next holiday season, you need to know how much all that merriment has cost in the past.

Debt Consolidation
Find out how much you can save by consolidating your current loans into a single lower interest rate loan.

Cost of Raising a Child
Figure out the bottom line when it comes to the actual cost of raising your child.

Should your spouse work, too?
Figure out if two paychecks are worth it.

Loan Payment Calculator - From Bank of America

Loan Calculator - From WebFoot

Various calculators from Bankrate.com:

• Auto loan calculator (includes amortization schedule)
• Compare low interest rate and rebate
• How much should you put down?
• Should you lease or buy?
• Which is better -- a rebate or special dealer financing?
• Will driving to a cheaper gas station save you money?
• How much will the auto lease really cost?

from Bankrate.com:

• CD interest calculator
• How much money can you save in your 401(k) plan?
• How to reach a savings goal - with scheduled payments
• What interest rates do you need to reach your savings goal?
• Watch your savings grow with regular deposits

Student Loan Calculator
This excellent tool lets you compare your total student loan payments with your expected starting salary. There are separate fields for Stafford (grad and undergrad), Perkins (grad and undergrad), and Private loans.

College Planning
This calculator will help you create your own college savings plan, based on the age of your child and the project expense of his/her education.

Parent Debt Calculator
If you're planning on financing your child's higher education, you can use this calculator to determine how much extra debt you can afford.

Monthly College Savings Calculator
This calculator will show you how much you'll need to save each month to meet your college savings goals. It assumes that the student will be attending a four-year college and that he or she will finish the degree in four sequential years.

Expected Family Contribution Calculator
Another indispensible tool, this calculator will help you determine how much you and your parents will be expected to contribute, based on student dependency status, and the assets and salaries of both parents and student.

from Bankrate.com:

• What will it take to reach your investment goal?
• How much money can you save in your 401(k) plan?
• Should you borrow from your 401(k) plan?
• How much will you need to retire?
• How long until you become a millionaire?

FIC Insurance Group
Life insurance needs assessment calculator.

Life Insurance Analysis
Life insurance needs assessment calculator using the income assessment needs method.

Underwriter.com
Analysis based on the needs fulfillment method.

ReliaQuote
Compare term life quotes, learn about life insurance, and calculate your life insurance needs.

from Bankrate.com:

• How much house can you afford?
• Should you refinance your mortgage?
• Get a biweekly mortgage payment plan
• Mortgage calculator (includes amortization schedule)

Hugh's Calculators
Mortgage calculator.

How much?
How much do you really pay for a house? From CNN.

The Salary Calculator
How will your new salary in the new city compare to what you make today?

Mortgage Calculator
From HSH Associates.

HomeFair
Mortgage payment calculator.

Calculators4Mortgages
Free mortgage calculators for refinancing, amortization tables, pre-qualification, loan comparisons, monthly payments and more.

Time Value Software
Home financing calculators.

The Moving Calculator
How much will it cost you to move?

from Bankrate.com:
Compare the cost of living between cities

U.S. News Retirement
Tells you how close you are to meeting your goals, and what your retirement will be like financially.

Roth IRA Conversion
From Strong Funds.

Time Value Software
A number of retirement-planning calculators, including IRA, Roth IRA, comparison, and goal calculators

from Bankrate.com:

• Calculate your payment on any loan (includes amortization schedule)
• Current ratio calculator
• Quick ratio calculator
• Debt to assets ratio calculator
• Return on assets calculator
• Gross profit margin calculator
• Operating profit percentage calculator