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tip #2 When planning a cruise, book your reservation one year in advance. Cruise agencies offer deep discounts for advance bookings. Shave off even more of the cost by referring other people and have them book in advance. You'll get an additional price cut.
Tip #3 When traveling to a foreign country, wait until you reach your destination before converting your money into foreign currency. If you do it before you leave, you won't get the best rate of exchange.
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