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Card Category: All Business Charge Foreign Poor Credit Pre-Paid Regular Reward - Airline Reward - Auto Reward - Cash Reward - Finance Reward - Gas Reward - Hotel Reward - Retail Reward - Sports Reward - Travel Reward - Other All Reward Cards Secured Student Intro APR: All 0.0% 1.9% or Less 2.9% or Less 3.9% or Less 4.9% or Less 5.9% or Less 6.9% or Less 7.9% or Less 8.9% or Less 9.9% or Less Time Period: All 3 Months or More 4 Months or More 5 Months or More 6 Months or More 7 Months or More 8 Months or More 9 Months or More APR (Purch.): All Less Than 6% Less Than 7% Less Than 8% Less Than 9% Less Than 10% Less Than 11% Less Than 12% Less Than 13% Less Than 14% Less Than 15% Less Than 16% Less Than 17% Less Than 18% Less Than 19% Less Than 20% Less Than 21% Less Than 22% Less Than 23% Less Than 24% Less Than 25% Annual Fee: All $0 $10 or Less $20 or Less $30 or Less $40 or Less $50 or Less $60 or Less $70 or Less $80 or Less $90 or Less $100 or Less $110 or Less $120 or Less $130 or Less $140 or Less $150 or Less

Tuesday, November 18

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Saving Tips: Shopping in General

Tip #1  Select a stand-alone microwave unit rather than a built-in if possible. It will be cheaper to buy, cheaper and easier to service, and possibly more reliable since ventilation and adjacent heat producing appliances will not be as much of a factor.

Tip #2  Beware of compulsive buying especially via the internet. Compulsion is the driving force of these medias and often just knowing this, can arm you with power. If there is an item you know you want to buy, find who offers the lowest price. We like the comparison shopping tool at HerMarketPlace - it's on their main page.

Tip #3  Shop for apparel at season changes to capture maximum close out sales (sometimes 70-80%). However, you won't be saving anything if you buy simply because it's on sale. For children, buy things one size larger.

Tip #4  Buy your holiday wrapping paper and ribbon AFTER the holiday. You'll need it for next year, so why pay full price.

Tip #5  Buy paper greeting cards and themed party supplies the day after the holiday or season is over. Stock pile them and use when needed. Save 50% to 70% in most cases.

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