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Card Category: All Business Charge Foreign Poor Credit Pre-Paid Regular Reward - Airline Reward - Auto Reward - Cash Reward - Finance Reward - Gas Reward - Hotel Reward - Retail Reward - Sports Reward - Travel Reward - Other All Reward Cards Secured Student Intro APR: All 0.0% 1.9% or Less 2.9% or Less 3.9% or Less 4.9% or Less 5.9% or Less 6.9% or Less 7.9% or Less 8.9% or Less 9.9% or Less Time Period: All 3 Months or More 4 Months or More 5 Months or More 6 Months or More 7 Months or More 8 Months or More 9 Months or More APR (Purch.): All Less Than 6% Less Than 7% Less Than 8% Less Than 9% Less Than 10% Less Than 11% Less Than 12% Less Than 13% Less Than 14% Less Than 15% Less Than 16% Less Than 17% Less Than 18% Less Than 19% Less Than 20% Less Than 21% Less Than 22% Less Than 23% Less Than 24% Less Than 25% Annual Fee: All $0 $10 or Less $20 or Less $30 or Less $40 or Less $50 or Less $60 or Less $70 or Less $80 or Less $90 or Less $100 or Less $110 or Less $120 or Less $130 or Less $140 or Less $150 or Less

Tuesday, November 18

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Saving Tips: Everyday Things

Tip #1 When you receive money as a gift, deposit half of what you received in your savings bank account and spend the rest on yourself.

Tip #2  Encourage relatives and friends to get online so you can cut down on long distance charges and postage by exchanging email, chatting, and sending virtual birthday cards.

tip #3  Get a big jar or box and at the end of each day, remove all the coins from your pockets and purse. (an empty three pound coffee can works good for this)  Get in the habit of only carrying paper money. You'll be surprised how fast your change adds up. Wrap your coins and deposit each month into your savings account.

Tip #4  If you have a cell phone, make all your long distance calls from the cell and not your home phone. Most cell plans have free long distance to anywhere within the USA from your home calling area.

tip #5  Liquid dish soap dribbles down the side of the bottle and leaves soap scum on the counter. Put the liquid soap in a trigger spray bottle. The soap is so thick it will just squirt and not spray out. This is easier to handle, lasts longer and saves you money because you'll be buying the soap less often.

tip #6  Buy the best clothes you can afford. Sometimes, that name brand isn't the best quality. But, if you buy clothes that will last you a few years, it's called "investment dressing."

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