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Card Category: All Business Charge Foreign Poor Credit Pre-Paid Regular Reward - Airline Reward - Auto Reward - Cash Reward - Finance Reward - Gas Reward - Hotel Reward - Retail Reward - Sports Reward - Travel Reward - Other All Reward Cards Secured Student Intro APR: All 0.0% 1.9% or Less 2.9% or Less 3.9% or Less 4.9% or Less 5.9% or Less 6.9% or Less 7.9% or Less 8.9% or Less 9.9% or Less Time Period: All 3 Months or More 4 Months or More 5 Months or More 6 Months or More 7 Months or More 8 Months or More 9 Months or More APR (Purch.): All Less Than 6% Less Than 7% Less Than 8% Less Than 9% Less Than 10% Less Than 11% Less Than 12% Less Than 13% Less Than 14% Less Than 15% Less Than 16% Less Than 17% Less Than 18% Less Than 19% Less Than 20% Less Than 21% Less Than 22% Less Than 23% Less Than 24% Less Than 25% Annual Fee: All $0 $10 or Less $20 or Less $30 or Less $40 or Less $50 or Less $60 or Less $70 or Less $80 or Less $90 or Less $100 or Less $110 or Less $120 or Less $130 or Less $140 or Less $150 or Less

Saturday, February 4

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Savings Tips: Budgeting

Tip #1  Track your expenses and spending for two months. It will reveal your money habits that need changing. Identify expenses you can live without and use that money to pay off other bills faster or to deposit into your savings account.

Tip #2  Pay yourself every month. Take this money from your first monthly paycheck. Deposit into a separate bank account or stuff it under your mattress. Don't withdraw from this stash. Many people will continue spending until all the money is gone. No matter how much money comes in, some bill or new purchase will take it. Raises and bonuses all seem to vanish without a trace. Live the rest of the month on what is left - after you pay yourself.

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