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Card Category: All Business Charge Foreign Poor Credit Pre-Paid Regular Reward - Airline Reward - Auto Reward - Cash Reward - Finance Reward - Gas Reward - Hotel Reward - Retail Reward - Sports Reward - Travel Reward - Other All Reward Cards Secured Student Intro APR: All 0.0% 1.9% or Less 2.9% or Less 3.9% or Less 4.9% or Less 5.9% or Less 6.9% or Less 7.9% or Less 8.9% or Less 9.9% or Less Time Period: All 3 Months or More 4 Months or More 5 Months or More 6 Months or More 7 Months or More 8 Months or More 9 Months or More APR (Purch.): All Less Than 6% Less Than 7% Less Than 8% Less Than 9% Less Than 10% Less Than 11% Less Than 12% Less Than 13% Less Than 14% Less Than 15% Less Than 16% Less Than 17% Less Than 18% Less Than 19% Less Than 20% Less Than 21% Less Than 22% Less Than 23% Less Than 24% Less Than 25% Annual Fee: All $0 $10 or Less $20 or Less $30 or Less $40 or Less $50 or Less $60 or Less $70 or Less $80 or Less $90 or Less $100 or Less $110 or Less $120 or Less $130 or Less $140 or Less $150 or Less

Saturday, February 4

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Saving Tips: Kids and Babies

Tip #1  Start your "child savings plan" when they are born, or at least by the time they are age five. Each month buy a $25 or $50 savings bond for them. Use for college or a major purchase once they have graduated high school. Don't ever let on to your child that you have this nestegg for them because they will constantly want to dip into it. The day will come when they will thank you for doing this.

Tip #2  Don't buy ice packs, make your own. Buy a bulk pack of inexpensive 3x5 inch sponges. Soak several in water and wring out slightly. Place individually into plastic sandwich ziplock bags. Place in freezer. They're ready to use for those unexpected boo-boo's and just the right size.

Tip #3  Instead of paying $20 for a bike helmet at a local retailer, watch your newspaper. Most communities have programs set up where you can take your child in for a helmet fitting (usually at the Fire Department) and they only cost $5.

Tip #4  Children out grow their clothes too fast and sometimes they have their favorites and don't want to part with them. Take off all the buttons (use those for other projects) and cut the clothes into 6x6 inch squares. Sew together, add batting and make your child a warm quilt for their bed.

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