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Card Category: All Business Charge Foreign Poor Credit Pre-Paid Regular Reward - Airline Reward - Auto Reward - Cash Reward - Finance Reward - Gas Reward - Hotel Reward - Retail Reward - Sports Reward - Travel Reward - Other All Reward Cards Secured Student Intro APR: All 0.0% 1.9% or Less 2.9% or Less 3.9% or Less 4.9% or Less 5.9% or Less 6.9% or Less 7.9% or Less 8.9% or Less 9.9% or Less Time Period: All 3 Months or More 4 Months or More 5 Months or More 6 Months or More 7 Months or More 8 Months or More 9 Months or More APR (Purch.): All Less Than 6% Less Than 7% Less Than 8% Less Than 9% Less Than 10% Less Than 11% Less Than 12% Less Than 13% Less Than 14% Less Than 15% Less Than 16% Less Than 17% Less Than 18% Less Than 19% Less Than 20% Less Than 21% Less Than 22% Less Than 23% Less Than 24% Less Than 25% Annual Fee: All $0 $10 or Less $20 or Less $30 or Less $40 or Less $50 or Less $60 or Less $70 or Less $80 or Less $90 or Less $100 or Less $110 or Less $120 or Less $130 or Less $140 or Less $150 or Less

Saturday, February 4

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Saving Tips: Automobiles

Tip #1  If you have significant savings earning a low interest rate, consider making a large down payment or even paying for a car in cash. You can save several thousand dollars in interest.

Tip #2  You can save hundreds in interest by shopping around for a loan. All financial institutions are not equal. Contact several banks, your credit union, and the auto manufacturer's own finance company.

Tip #3  Remove unnecessary heavy items from your vehicle. An extra 100 lbs can reduce mileage by 1mpg. Avoid top carriers. They increase wind resistance which decreases fuel economy.

Tip #4  Talk to your agent or insurer about raising your deductibles on collision and comprehensive coverage to at least $500 or, if you have an old car, dropping these coverage altogether. Taking these steps can save you hundreds of dollars a year.

Tip #5  If you have been thinking of buying a used convertible, keep in mind that actually buying it in rainy/snow season is more cost effective than waiting for sunshine. It's cheaper to buy them when it's raining because they have less market value then.

Tip #6  Check your tire pressure once a week. You can save a lot of wear on your tires and a lot of gas by keeping the tires at the right pressure.

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