Category Archives: tools
Calculators can make mistakes; some
calculators have built-in assumptions that may or may not be
explicitly stated; and some sites provide calculators for less
than altruistic reasons. For these reasons, it’s generally
a good idea to use more than one calculator.
calculators on this site:
calculators located off this site:
Holiday Spending Worksheet
Cost of Raising a Child
Should your spouse work, too?
Car Loan Calculators
Loan Payment Calculator – From Bank of America
Loan Calculator – From WebFoot
Various calculators from Bankrate.com:
CD / Savings
College Cost Calculators
Student Loan Calculator
Parent Debt Calculator
FIC Insurance Group
Mortgage and Moving Calculators
The Salary Calculator
Time Value Software
The Moving Calculator
U.S. News Retirement
Roth IRA Conversion
Time Value Software
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Online Broker Directory
NASDAQ II quotes. Real-time quotes and trades from $10.
$30 per trade up to 1000 shares. Online trading requires
free proprietary software. Also mutual funds and options
trading. Margin rate is 1-2% above the brokerage call rate.
$5000 minimum account balance. One notable feature is the
ability to place trades at a future time when specific
conditions are met. Compatible with Sharp’s Zaurus PDA.
$9.95 per trade, Wireless trading at no extra charge, free
news alerts, free premium research, no fee IRA’s and free
unlimited real-time quotes.
$14.95/trade for up to 3000 shares.
Also mutual funds trading. No minimum account balance. News,
quotes, alerts, company research, S&P MarketScope, and
Comtex are included.
$8/market orders, $13/ limit orders. Also options, mutual
funds, and bonds.
$27/trade for stocks and mutual funds.
Starting at $12 per trade.
Cheapest. $5/trade for market orders,
$10/trade for limit orders. 100 real time quotes per trade.
They only want investors with five years of experience.
Focused solely on 22 emerging markets.
Fees from $9.95 to $14.95.
Burns – $25/trade.
Allows you to buy and sell stocks, mutual
funds, options, and Treasuries. $30 trades up to 1000
shares, or 3 cents a share for more than 1000 shares. They
also offer 50 real-time quotes per trade, plus research from
Credit Suisse First Boston and Hambrecht and Quist for
$30/month. $5000 minimum account balance.
– Online banking and trading.
$9/trade for market orders for 1000 to 5000 shares, 1 cent
per share additional over 5000 shares. $19/trade for limit
orders. Also options. 100 free real time quotes per day.
No-fee IRAs. $5000 minimum opening balance.
Suisse First Boston Australia Equities Private Limited –
Online broker that caters to active traders. Subsidiary of
$10 Nasdaq and NYSE trades. Unlimited real time quotes. 1
minute order execution or it’s free. Also, you can set price
limits for your stocks and they’ll email you when the
conditions are met. $2000 minimum account balance.
$35 plus half a percent of the total
Mainland Group – New Zealand.
$15/trade. Also mutual funds,
options, and bond trading (including Treasuries). Fee-based
package adds research from Morgan Stanley, news, real time
quotes, and portfolio management. Margin rate is 0.75 to
2.5% above the brokerage call rate. $2000 minimum account
$20/trade for up to 1000 shares. Also options,
bonds and mutual funds. No minimum account balance.
Excellent information package, including S&P MarketScope,
Zacks analyst recommendations, 100 real time stock and
option quotes per trade, Reuters market news, and Lipper
mutual fund research. Also, research from Donaldson Lufkin
Jenrette. Integration with pagers and handhelds.
$15/trade (first 3 trades are free). Best rate on options:
$1.75/contract with a $15 minimum. Real-time quotes when
ordering. Margin rate is 0.5 to 1% above the brokerage call
rate. $1000 minimum account balance, $2000 for margin
Caters to active investors. $19.95 market orders for 1-99
trades a month, $16.95 per trade for 100-299 trades a month,
and $14.95 per trade for 300+ trades a month (price change
$7 for market orders, $12 for limit orders. Market orders
of 1000+ shares of stocks above $5/share are
commission-free. Also options, bonds and mutual funds. No
$15/trade for up to 5000 shares on market orders of listed
stocks, $20 for unlisted stocks and limit orders up to 5000
shares. Includes portfolio tracking system (with alerts),
current market data, and candlestick charts and other
technical analysis tools. Real-time quotes $30/month. Also
options and bonds. $5 to talk to a live broker. Margin rate:
1.75-2.25% over brokerage call rate. $1000 minimum account
balance, $2000 for margin accounts. The site also includes a
trading demo so you can see how everything works. Some
access to IPOs at the offering price.
$29/trade for up to 1000 shares. Unlimited real time
quotes. Investment research from Salomon Smith Barney, plus
access to IPOs.
Free market order electronic trades, $4.95 limit order
electronic trades, online banking, mortgage, and insurance.
Full service, discount and online
$10 per order, $5 per NASDAQ order over 1000 shares.
Free equity trades, $5 stop and limit orders. Will open a
in a new window.
Online broker offering 100% commission free trades
Investments – $15 per trade.
$15/trade for market orders, $20/trade for
limit orders, up to 2000 shares. Above 2000 shares are one
cent per share.
Nasdaq Level II trading as low as $9.95 for
$13/trade for market orders, $18/trade for limit orders.
Commissions are $19 + $0.01/share. Also mutual funds,
bonds, options, and CDs. Portfolio tracking, news, and
research. $5000 minimum account balance.
Trades in foreign and domestic securities.
$15/trade for most trades. Also mutual funds, options,
and bonds. No minimum account balance.
$10/trade. Free real-time quotes.
$25/trade for market orders. From the Bank of Montreal.
Also mutual funds.
$8/trade for stocks. Automated touch-tone phone trading
at the same price. Options trading is $1.75/contract, $15
White & Co
Commissions start at $12/trade. Free real-time quotes
with an account. Also mutual funds. $5000 minimum account
Commissions start at $14.50/trade. Unlimited real time
quotes. Also mutual funds, bonds, and options trading. $2000
minimum account balance. Customers receive free Internet
access as long as they keep the minimum balance in the
A brokerage company which offers Internet based dealing
service in FX, Futures, Options and Stocks for both
institutional and private investors.
Live Level 2 screens, execution via all ECNs, NYSE, and
This online broker offers limit orders and market orders
for $4/trade. Do your research with InvestorGuide
Research and place
cheap orders here. Market
$15/trade under 1000 shares.
Day trading. $15 to $24 per trade.
Siebert & Co.
$15/trade up to 1000 shares. Also mutual funds and
$12/trade up to 5000 shares.
$14.75/trade for market orders, $19.75/trade for limit
orders. Real time quotes. Over 7500 mutual funds. $2000
minimum account balance.
From Capital International Securities Group. $25/trade.
Also in Spanish.
Newport Discount Brokerage
$15/trade for market orders, or $20 for limit orders.
Also options trading. No minimum account balance. Two
ways to trade, including one with the aid of a broker.
$20 for Nasdaq trades of 1000 or more shares, $25 below
1000 shares, and $29 for listed trades up to 5000 shares.
Unlimited real time quotes. No minimum account balance.
Every tenth trade is free. Margin rate is 0.5% above the
brokerage call rate.
- R.J. Forbes
Starts at $10/trade.
Securities – Australia.
Allows you to buy and sell stocks, mutual funds,
options, and Treasuries. $30 trades up to 1000 shares, or 3
cents a share for more than 1000 shares. They also offer 50
real-time quotes per trade, plus research from Credit Suisse
First Boston and Hambrecht and Quist for $30/month. $5000
minimum account balance.
$7/trade for market orders, $12/trade for limit orders.
100 real time quotes per trade. $2,000 account
minimum. Also options trading.
Buy and sell stocks in dollar amounts. No account or
investment minimums. Only $2 per transaction.
Bruce’s State Discount Brokers
For daytraders – $7.95 market and limit orders.
Day trading. Downloadable software.
$15 to $20 per trade.
Trade bonds and cds, too.
All Trades Only $9.95 a trade-includes market and limit
$8/trade for market orders, $10 for limit orders, listed and OTC, up to 5000 shares. Same price for Canadian stocks.
3 cents per share, $20 minimum.
Geared toward active traders. $1.50 per 100 shares, free
Level II quotes, Direct ECN connections. Educational
After-hours trading. $25,000 minimum account balance.
Commissions of 6 cents per share, minimum $100.
From Savoy Stocks. $14/trade for market orders, $19/trade for limit orders. Real-time quotes.
Full service broker providing direct access trading from
From York Securities. Commissions start at $10/trade.
Also options and mutual funds. No minimum account balance.
Day trading. Starts at $15/trade.
$25/trade up to 1000 shares.
$11/trade for OTC or less than 2000 shares of listed
stocks. No-fee IRA, free checkwriting, mutual funds, and low
Trades executed for only $4.95 per trade, plus $2.50
service charge. Free Unlimited realtime quotes, online
$15 per stock trade. Also options and mutual funds.
Online broker offering $20 internet and $25
They focus on the active trader. Commissions start at
$25/trade. 100 free real-time quotes with each trade. Also
Treasuries and options trading.
Starts at $20/trade.
From Winston Rodgers & Otalvaro, a full-service
firm. Commissions start at $15/trade. Also bonds and
options. $10,000 minimum account balance.
Commissions start at $5/trade. Text is in Chinese or
$12/trade up to 5,000 shares. Free real-time quotes,
charts, news, S&P reports, and Zacks earnings estimates.
Also mutual funds. 24-hour access to a live broker.
$15/trade. Nasdaq trades of 1000 or more shares are
commission-free. Ten second executions and one minute email
confirmations. Streaming real-time portfolio management.
From Wells Fargo. $30/trade.
Discount Securities Online
Stocks, mutual funds, and options.
Starts at $8/trade.
Day traders can pay $30 to trade in and out of any stock
for a full day.
$20/trade for up to 2000 shares, $0.01/share thereafter.
- Small Business Loans
First Funds Capital provides small business loans up to $1,000,000 in as little as 72 hours.
Online Bank Directory
us know about any outdated links listed below. Thanks!
Bank of the Commonwealth
Trust and Savings
Pay bills and transfer funds, check your account balances
and transaction information. You can also apply for credit
cards and loans. For personal and business users.
For personal and business banking.
of Holly Springs
of Southside Virginia
of the West Odessa
Transfer funds, check balances, and stop payment orders.
Transfer funds, check balances, review transactions, and
Transfer funds, pay bills, and monitor account activity using
Microsoft Money or Intuit’s Quicken.
Bank of Farmington
Bank of Philadelphia
Bank of USA
National Bank of Taylor
Pay bills, check balances, transfer funds.
Switzerland’s second-largest bank has launched retail banking
services on the web. Customers anywhere in the world can pay
bills, transfer money, manage accounts, and buy and sell
View your entire bank relationship, make transfers, pay
bills, even buy U.S. savings bonds in a secure environment.
Branchless banking from the people at E*Trade.
American National Bank
Bank of Texas
Federal Savings Bank of LaGrange
Internet Bank of Indiana
National Bank of Anson
National Bank of Ashford
National Bank of the Internet
National Bank of Pipestone
National Bank of Rochelle
National Bank of Rogers
Financial Online Banking
Bank and Trust
Open accounts, access account information, pay bills, get
customer service. Six months free, then $6/month.
If you want a bank that pays you top rates for your
savings, check out IndyMac Bank. In addition to consistently
paying some of the highest rates in the country on CDs and
Money Market Savings accounts, IndyMac Bank offers interest
checking with free online bill pay. All with the convenience
of 24-hour service.
Offers online transfer and bill-paying from multiple
accounts (not just those with Juniper), as well as
round-the-clock customer support.
Bank and Trust
Informational site from the global financial services
Offers High-Interest Checking, Savings and CD’s as well as
free Bill Payment, Credit Cards, Low-Rate loan products and
– Complete Internet banking and financial services.
Farmer’s National Bank
– Online bill paying.
State Bank of Westhope
Pay bills, check balances, and review transactions.
First National Bank
First Network Bank
From Royal Bank of Canada. FDIC-insured and SSL secure.
Internet-only. Free checking accounts. Set up checking and
money market accounts, pay bills, contact customer service,
establish a line of credit, buy CDs, and apply for a loan.
They also post current interest rates.
Bank and Trust
Bank of Hildreth
Rivers State Bank
Bank of California
Offers PC and Internet banking services.
A full service internet bank.
Check account balances, transfer funds, review
transactions and credit card payments, and pay bills.
Check your account balances and transaction history,
transfer funds between accounts, pay credit card bills, order
foreign currency and traveler’s checks, and find the nearest
Wells Fargo ATM. Account information can be downloaded into
Intuit Quicken or Microsoft Money format. Most features are
free, but bill paying is $5/month.
Pointe Bank and Trust
Community Bank in Middle Tennessee serving Robertson and
Citibank’s Direct Access program combines banking and
brokerage into a single account, letting customers pay bills,
transfer funds between accounts, get quotes, and buy and sell
stocks, mutual funds and bonds.
Apply for credit cards and loans online, open and check
the status of IRA accounts.
Union National Bank
Bank and Trust
Transfer funds, pay bills, check balances, and review
Transfer funds, check balances, review transactions, and