Your ability to get a loan or other
credit rests on the accuracy of this report – so it’s recommended that
you get a copy of your report at least once a year to make sure your
credit information is correct.

Generally, if you’re thinking of buying a new home, car, or maybe
applying for a new credit card, taking a peek at your credit report
beforehand isn’t such a bad idea. As a matter of fact, it will give
you an opportunity to correct mistakes or at least lighten the amount
of damage that could be done to your credit.