Who says you need to be financially-savvy or particularly well-off to start thinking about saving? It can begin at home and you don’t need to have financial consultants in the picture even. Remember the family piggy bank when you were a kid? You can do a variation of it by keeping those loose change in a jar or some container. You would be surprised at how quickly those coins can add up and later on you can take them to the bank and add them to your savings deposit.
Also it would be a good habit to “pay yourself” every time you get your salary check. Commit to an amount you think you can save each time, for instance $100 every 2 weeks which you can keep in an account. At the end of the year, you would have enough for a major vacation splurge or to buy something you’ve always wanted.
